---
title: "What Is FEMA flood zone VE? Building Glossary | Halo Homes"
description: "Zone VE is a coastal flood area with a 1 percent or greater annual chance of flooding plus added hazard from storm waves."
url: https://build813.multisites.ai/glossary/fema-flood-zone-ve
publisher: Halo Homes
phone: +1-813-956-1972
quote: https://build813.multisites.ai/contact
---

![Kitchen with oak cabinets, a white waterfall island and an arched opening](https://build813.multisites.ai/_astro/ladoga-kitchen.mLWhrSD1_27aDr.avif)

# FEMA flood zone VE

Zone VE is a coastal flood area with a 1 percent or greater annual chance of flooding plus added hazard from storm waves.

FEMA describes Zone VE as coastal land with a 1 percent or greater yearly flood chance and extra hazard from storm waves. FEMA notes a 26 percent chance of flooding over a 30-year mortgage. VE maps show a [base flood elevation](https://build813.multisites.ai/glossary/base-flood-elevation).

Wave force makes VE sites harder to build on than [zone AE](https://build813.multisites.ai/glossary/fema-flood-zone-ae) sites. [Storm surge](https://build813.multisites.ai/glossary/storm-surge) is the main driver of that wave action. Ask the City which zone covers a lot early. Zone VE is one more reason to confirm the map before you buy land. Then read our [hurricane-resistant construction guide](https://build813.multisites.ai/hurricane-resistant-construction-tampa).

[Halo Homes can helpCustom home construction](https://build813.multisites.ai/services/custom-home-construction)

## Related terms

-   [FEMA flood zone AE](https://build813.multisites.ai/glossary/fema-flood-zone-ae)
-   [Storm surge](https://build813.multisites.ai/glossary/storm-surge)
-   [Special flood hazard area](https://build813.multisites.ai/glossary/special-flood-hazard-area)
-   [Base flood elevation](https://build813.multisites.ai/glossary/base-flood-elevation)

## Sources

1.  [FEMA: Zone VE and V1-30](https://www.fema.gov/about/glossary/zone-ve-and-v1-30)
2.  [NOAA National Hurricane Center: Storm Surge Overview](https://www.nhc.noaa.gov/surge/)

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## Start your home.

Tell Halo about your lot, your plans and your timing. A call or a short note is enough to begin.

[Start your home](https://build813.multisites.ai/contact)

Or call [(813) 956-1972](tel:+1-813-956-1972)